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Kshema

Cultivating Growth

Kshema Krishi Chirakkadavam, Kayamkulam
Kshema Krishi Chirakkadavam, Kayamkulam

Kshema Krishi

Kshema Krishi Producer Company Limited is a registered Farmer Producer Company based in Chirakkadavam, Kayamkulam, Alappuzha, Kerala.
We are committed to empowering farmers, promoting sustainable agricultural practices, and building a stronger rural economy through collaboration, innovation, and community-led growth.

Founded with the vision of transforming agriculture into a profitable and sustainable venture, Kshema Krishi serves as a trusted platform for farmers to unite, grow, and prosper together.

Cultivating Progress

Kshema Krishi Services

Agri Gold Loan

Supporting our member farmers with immediate access to finance through gold-backed security. The Agri Gold Loan helps meet agricultural needs such as seeds, fertilizers, irrigation, and harvesting expenses — ensuring no farmer is left waiting during critical farming seasons.

Business Loan

Designed for our members engaged in small and medium enterprises, agro-based units, and rural trade. This loan helps in business expansion, purchase of machinery, and working capital requirements — driving rural entrepreneurship and livelihood creation.

Working Capital Loan

Providing flexible short-term financial support to our members for day-to-day agricultural operations. Whether for purchasing agri-inputs, paying labour costs, or maintaining stock, our Working Capital Loan ensures steady progress throughout the farming cycle.

Farmers Loan

A dedicated loan for our primary producers to manage their seasonal and operational expenses. From crop production to livestock and allied farming activities, this facility ensures financial support throughout the agricultural cycle.

Farm Equipment Loan

Helping members modernize their agricultural operations with easy financing for tractors, harvesters, irrigation pumps, and other farm machinery. This loan enhances productivity and efficiency across every stage of cultivation.

Vehicle Loan

Whether for personal or farm use, our Vehicle Loan provides quick and easy finance for purchasing tractors, two-wheelers, or commercial vehicles. It helps enhance mobility, logistics, and productivity for our members.

Why Choose

Professional Team

Our management team includes experienced professionals from the fields of agriculture, finance, and rural development. We work closely with our member farmers to ensure transparent operations and long-term sustainability.

Quick Payments

We understand that timely financial support is essential for every farmer. Our streamlined process ensures quick approval and disbursal of funds for agricultural and allied activities.

Safe & Secure Process

All our financial and operational activities follow the guidelines set by NABARD and the Companies Act for Farmer Producer Companies. Every transaction is transparent, accountable, and secure.

Farmer Producer Company

News Updates

Email

info@kshema.org.in

Phone Call

+91 7994004871

We're Ready to Help!

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